Jones Insurance Service
Call us at (423) 282-9339
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Auto Insurance

At our agency, we’ll personally review your coverage and help you get the best coverage at the best price!

Get an Auto Insurance Quote

Learn More

At our agency, we’ll personally review your coverage and help you get the most amount of coverage for the least amount of money!

Are you:
 -getting all the discounts you are eligible for?
 -getting the personal service you deserve?
 -satisfied with your agent?

We can offer you a wide variety of coverage options!

Auto Policy Definitions

Bodily Injury (BI) and Property Damage (PD)
Covers your liability for injuries you cause to other people and property damage for which you are at fault. This coverage usually is expressed in a “split number” such as 100/300/100.

The first number is the limit (in thousands of dollars) that your policy will pay for bodily injury per person in the event of an accident.

The second number is the total limit your policy will pay for bodily injury to two or more people per accident.

The third number is the limit that your policy will pay for property damage per accident.

Many people are underinsured today because of the rising costs of vehicles (making it easy to exceed your Property Damage limits) and the high personal injury awards in lawsuits. Please consult us to make sure you have adequate converge- we’ll be happy to help you!

Uninsured & Underinsured Motorist
Covers you when you are injured by someone who is not insured or has inadequate limits of coverage. This is often an overlooked coverage, and we would be happy to help you understand this better!

Collision
This covers the cost of replacing or repairing your vehicle in the event of an accident in which you were at fault. The premium varies depending upon your deductible limits. We would be happy to help you decide which deductible is right for you!

Comprehensive
This covers repairing or replacing your vehicle in non-accident situations, such as theft and vandalism. Hail and other “acts of God” are covered, as defined by your policy. This also has a deductible, so please consult with us about which deductible meets your needs.  

Contact Us

William R. "Bill" Jones
2112 N Roan St., Suite 706
Johnson City, TN 37601 Map
Mailing Address
P.O. Box 3516
Johnson City, TN 37602
Phone
Bus: (423) 282-9339
Fax: (423) 282-6990
Our Erie Website
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Products

  • Auto Insurance
  • Home Insurance
  • Business Insurance
  • Life Insurance
  • Health Insurance
  • Renters Insurance

Helpful Links

  • Johnson City Website
  • TN Online Driver Services

Customer Service

  • Contact Us
  • Our Erie Website
  • Pay Your Erie Bill Online
  • File Your Erie Claim
  • Pay Your Progressive Bill
  • File Your Progressive Claim
  • Request a Certificate
  • Request a Policy Change

Contact Us

William R. "Bill" Jones
2112 N. Roan St., Ste 706
Johnson City, TN 37601 Map
Mailing Address
P.O. Box 3516
Johnson City, TN 37602
Phone
Bus: (423) 282-9339
Fax: (423) 282-6990

NOTICE OF LICENSURE

We are licensed to conduct business only in Tennessee, Virginia, North Carolina and Ohio.
The information on this site is a solicitation to conduct business only in Tennessee, Virginia, North Carolina and Ohio.
Please visit our legal and privacy pages for more information.

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